When it comes to dodging dents and fender benders, Boston drivers are running out of luck—and space. According to a new report from Allstate, the Massachusetts capital has earned the dubious honor of being America’s most accident-prone city.

Drawing from insurance claims filed between 2022 and 2023, the study looked at how often drivers in 200 U.S. cities file accident-related claims that involve property or vehicle damage. In Boston, drivers go an average of just 3.1 years between such incidents. That’s well below the national average of 10.5 years, and miles off the pace of Brownsville, Texas, where drivers boast a 14.2-year average between crashes—the best record in the country.

Joining Boston at the bottom of the rankings are Washington, D.C. (3.9 years), Baltimore, MD (4.2 years), Worcester, MA (4.3 years), and Springfield, MA (4.6 years). All five are East Coast cities, with four hailing from Massachusetts alone, painting a grim picture of Northeast traffic dynamics—something akin to Wreckfest: Real-Life Edition.

Allstate’s data doesn’t factor in the severity of the accidents or those that went unreported, so it’s not a complete view of road safety. Still, with such short gaps between claims, it’s hard to argue with the trend: Northeast drivers—especially Bay Staters—are faring far worse than their southern and western counterparts.

But it’s not just an East Coast phenomenon. California is keeping its repair shops busy as well. Cities like Glendale, Los Angeles, and Oakland all made the bottom 10. The silver lining? Allstate notes a slight improvement over the equivalent data from their 2025 study.

On the flip side, cities in Texas, Idaho, Colorado, and North Carolina top the safety charts. After Brownsville’s chart-topping performance, Boise, ID (13.9 years), Fort Collins, CO (13.4 years), Cary, NC (12.9 years), and Laredo, TX (12.8 years) round out the top five safest cities to drive in.

The takeaway? If you’re hoping to keep your insurance premiums low and your bumper intact, you might want to reconsider that road trip through Boston—or at least steer clear of cars with Massachusetts plates.

For the full rankings and methodology, check out Allstate’s comprehensive study of 200 U.S. cities.

2025 rank	City	Avg. years between collisions	Relative collision likelihood (to national average)	2015 rank	Change from 2015 to 2025
1	Brownsville, TX	14.24	-25.90%	2	+1
2	Boise, ID	13.90	-24.1%	3	+1
3	Fort Collins, CO	13.36	-21.0%	4	+1
4	Cary, NC	12.91	-18.3%	10	+6
5	Laredo, TX	12.83	-17.7%	8	-3
6	Olathe, KS	12.77	-17.3%	14	+8
7	Scottsdale, AZ	12.74	-17.1%	39	+32
8	Port St. Lucie, FL	12.46	-15.3%	18	+10
9	Madison, WI	12.35	-14.5%	6	-3
10	Eugene, OR	12.27	-14.0%	35	+25
11	McAllen, TX	12.13	-12.9%	36	+25
12	Huntsville, AL	11.97	-11.8%	9	-3
13	Fayetteville, NC	11.74	-10.1%	90	+77
14	Cape Coral, FL	11.63	-9.2%	5	-9
15	Overland Park, KS	11.59	-8.9%	32	+17
16	Gainesville, FL	11.55	-8.6%	NEW ADDITION
17	Knoxville, TN	11.53	-8.4%	29	+12
18	Roseville, CA	11.39	-7.3%	NEW ADDITION
19	Chattanooga, TN	11.39	-7.3%	51	+32
20	Corpus Christi, TX	11.23	-6.0%	58	+38
21	Gilbert, AZ	11.20	-5.8%	33	+12
22	Lakewood, CO	11.19	-5.6%	24	+2
23	Colorado Springs, CO	11.10	-4.9%	16	-7
24	Lexington, KY	11.01	-4.1%	31	+7
25	St. Petersburg, FL	10.95	-3.6%	52	+27
26	Chandler, AZ	10.94	-3.6%	28	+2
27	Orlando, FL	10.94	-3.5%	75	+48
28	Amarillo, TX	10.88	-3.0%	23	-5
29	Jackson, MS	10.84	-2.6%	114	+85
30	Thornton, CO	10.81	-2.4%	NEW ADDITION
31	Jacksonville, FL	10.81	-2.3%	43	+12
32	Anchorage, AK	10.78	-2.1%	127	+95
33	Chesapeake, VA	10.75	-1.8%	56	+23
34	Greensboro, NC	10.74	-1.7%	72	+38
35	Mesa, AZ	10.72	-1.5%	27	-8
36	Rockford, IL	10.69	-1.3%	46	+10
37	Tallahassee, FL	10.68	-1.1%	40	-3
38	El Paso, TX	10.66	-0.9%	50	+12
39	Naperville, IL	10.65	-0.8%	100	+61
40	Durham, NC	10.60	-0.5%	91	+51
41	Bellevue, WA	10.58	-0.3%	174	+133
42	Lincoln, NE	10.57	-0.1%	21	-21
43	Winston-Salem, NC	10.55	0.1%	38	-5
44	Kansas City, KS	10.55	0.1%	1	-43
45	Lubbock, TX	10.53	0.2%	53	+8
46	Virginia Beach, VA	10.46	1.0%	93	+47
47	Fort Lauderdale, FL	10.43	1.2%	73	+26
48	Springfield, MO	10.39	1.6%	15	-33
49	Shreveport, LA	10.36	1.9%	87	+38
50	Peoria, AZ	10.32	2.2%	30	-20
51	Vancouver, WA	10.32	2.3%	94	+43
52	Pembroke Pines, FL	10.30	2.5%	111	+59
53	Fort Wayne, IN	10.30	2.5%	22	-31
54	Salem, OR	10.25	2.9%	120	+66
55	Birmingham, AL	10.24	3.1%	20	-35
56	Wichita, KS	10.24	3.1%	11	-45
57	Akron, OH	10.23	3.2%	54	-3
58	Columbus, GA	10.20	3.5%	76	+18
59	Milwaukee, WI	10.17	3.8%	45	-14
60	Raleigh, NC	10.13	4.2%	77	+17
61	Montgomery, AL	10.11	4.4%	13	-48
62	Clarksville, TN	10.11	4.4%	67	+5
63	Oklahoma City, OK	10.06	5.0%	89	+26
64	Reno, NV	10.04	5.1%	12	-52
65	Mobile, AL	10.00	5.6%	25	-40
66	Aurora, IL	9.95	6.1%	65	-1
67	Surprise, AZ	9.91	6.5%	NEW ADDITION
68	Tampa, FL	9.90	6.6%	131	+63
69	Toledo, OH	9.86	7.0%	48	-21
70	Tulsa, OK	9.83	7.4%	62	-8
71	Tucson, AZ	9.83	7.4%	37	-34
72	Miami, FL	9.73	8.5%	147	+75
73	Spokane, WA	9.73	8.5%	64	-9
74	Killeen, TX	9.67	9.2%	135	+61
75	Honolulu, HI	9.66	9.3%	150	+75
76	Visalia, CA	9.66	9.3%	NEW ADDITION
77	Little Rock, AR	9.58	10.2%	130	+53
78	Joliet, IL	9.56	10.4%	55	-23
89	Pasadena, TX	9.50	11.2%	99	+20
80	Murfreesboro, TN	9.50	11.2%	NEW ADDITION
81	Elk Grove, CA	9.49	11.3%	78	-3
82	Hollywood, FL	9.48	11.4%	141	+59
83	Chula Vista, CA	9.47	11.4%	112	+29
84	Louisville, KY	9.40	12.3%	69	-15
85	Augusta, GA	9.37	12.7%	82	-3
86	Albuquerque, NM	9.36	12.8%	109	+23
87	Hialeah, FL	9.34	13.0%	125	+38
88	Memphis, TN	9.34	13.1%	96	+8
89	Macon, GA	9.33	13.1%	NEW ADDITION
90	Bakersfield, CA	9.27	13.9%	86	-4
91	Oxnard, CA	9.22	14.4%	80	-11
92	Henderson, NV	9.17	15.1%	57	-35
93	Charleston, SC	9.16	15.2%	122	+29
94	Salt Lake City, UT	9.16	15.2%	74	-20
95	Frisco, TX	9.13	15.6%	146	+51
96	Omaha, NE	9.12	15.7%	26	-70
97	Newport News, VA	9.11	15.9%	49	-48
98	Jersey City, NJ	9.05	16.7%	136	+38
99	Charlotte, NC	9.02	17.1%	142	+43
100	Seattle, WA	9.00	17.3%	184	+84
101	Kansas City, MO	8.98	17.5%	17	-84
102	Portland, OR	8.97	17.7%	183	+81
103	Huntington Beach, CA	8.91	18.5%	103	0
104	Oceanside, CA	8.88	18.9%	126	+22
105	Columbia, SC	8.88	18.9%	149	+44
106	Salinas, CA	8.84	19.3%	59	-47
107	Nashville, TN	8.84	19.4%	83	+24
108	Des Moines, IA	8.83	19.6%	19	-89
109	Rancho Cucamonga, CA	8.83	19.6%	66	-43
110	Tacoma, WA	8.81	19.9%	164	+54
111	Santa Rosa, CA	8.80	19.9%	104	-7
112	Waco, TX	8.71	21.2%	106	-6
113	Grand Prairie, TX	8.69	21.4%	171	+58
114	Sunnyvale, CA	8.68	21.6%	169	+55
115	Phoenix, AZ	8.65	22.1%	63	-52
116	Fremont, CA	8.64	22.1%	172	+56
117	San Diego, CA	8.62	22.5%	123	-6
118	McKinney, TX	8.59	22.8%	154	+36
119	Tempe, AZ	8.57	23.2%	47	-72
120	Escondido, CA	8.56	23.3%	105	-15
121	Corona, CA	8.55	23.4%	132	+11
122	Plano, TX	8.54	23.7%	163	+41
123	Denton, TX	8.51	24.0%	NEW ADDITION
124	Lancaster, CA	8.33	26.8%	44	-80
125	Sioux Falls, SD	8.32	26.9%	42	-83
126	Indianapolis, IN	8.31	27.0%	60	-66
127	Denver, CO	8.28	27.5%	84	-43
128	Fort Worth, TX	8.27	27.7%	153	+25
129	San Antonio, TX	8.21	28.5%	137	+8
130	Aurora, CO	8.17	29.3%	118	-12
131	Palmdale, CA	8.16	29.4%	68	-63
132	Riverside, CA	8.16	29.4%	124	-8
133	Fontana, CA	8.15	29.6%	97	-36
134	Irving, TX	8.14	29.6%	182	+48
135	Austin, TX	8.13	29.9%	166	+31
136	Fresno, CA	8.13	29.9%	98	-38
137	Santa Clarita, CA	8.11	30.1%	108	-29
138	Glendale, AZ	8.07	30.8%	61	-77
139	Norfolk, VA	8.00	31.9%	138	-1
140	New York, NY	7.99	32.0%	151	+11
141	Columbus, OH	7.94	33.0%	119	-22
142	Detroit, MI	7.92	33.3%	110	-32
143	Arlington, TX	7.90	33.6%	175	+32
144	San Jose, CA	7.88	34.0%	165	+21
145	Ontario, CA	7.86	34.4%	79	-66
146	Cleveland, OH	7.85	34.4%	70	-76
147	Arlington, VA	7.81	35.2%	175	+28
148	Rochester, NY	7.80	35.3%	152	+4
149	Pomona, CA	7.80	35.3%	101	-48
150	Modesto, CA	7.79	35.5%	107	-43
151	Mesquite, TX	7.79	35.6%	162	+11
152	Moreno Valley, CA	7.77	35.8%	92	-60
153	Stockton, CA	7.77	35.8%	117	-36
154	Houston, TX	7.75	36.1%	170	+16
155	Buffalo, NY	7.74	36.4%	157	+2
156	Chicago, IL	7.69	37.2%	134	-22
157	Cincinnati, OH	7.69	37.3%	160	+3
158	Savannah, GA	7.67	37.6%	143	-15
159	Baton Rouge, LA	7.66	37.8%	145	-14
160	Minneapolis, MN	7.63	38.4%	81	-79
161	Richmond, VA	7.58	39.2%	88	-73
162	Hayward, CA	7.57	39.5%	156	-6
163	Yonkers, NY	7.49	40.9%	155	-8
164	San Bernardino, CA	7.48	41.1%	102	-62
165	Dallas, TX	7.47	41.4%	177	+12
166	Enterprise, NV	7.46	41.6%	NEW ADDITION
167	Paterson, NJ	7.44	41.8%	180	+13
168	New Orleans, LA	7.44	41.9%	158	-10
169	Irvine, CA	7.43	42.0%	159	-10
170	Garland, TX	7.41	42.4%	181	+11
171	Pittsburgh, PA	7.36	43.3%	185	+14
172	St. Paul, MN	7.35	43.6%	121	-51
173	Syracuse, NY	7.30	44.5%	133	-40
174	Las Vegas, NV	7.18	47.0%	113	-61
175	St. Louis, MO	7.09	48.8%	85	-90
176	Santa Ana, CA	7.01	50.6%	139	-37
177	Sacramento, CA	7.00	50.7%	115	-62
178	San Francisco, CA	6.86	53.8%	193	+15
179	Spring Valley, NV	6.84	54.4%	156	-23
180	Newark, NJ	6.82	54.7%	168	-12
181	Anaheim, CA	6.79	55.4%	173	-8
182	Garden Grove, CA	6.79	55.6%	186	+4
183	Long Beach, CA	6.65	58.6%	148	-35
184	Paradise, NV	6.55	61.1%	NEW ADDITION
185	North Las Vegas, NV	6.53	61.7%	128	-57
186	Bridgeport, CT	6.42	64.5%	187	+1
187	Grand Rapids, MI	6.41	64.7%	140	-47
188	Alexandria, VA	6.32	67.0%	190	+2
189	Atlanta, GA	6.31	67.4%	179	-10
190	Sunrise Manor, NV	5.96	77.0%	NEW ADDITION
191	Philadelphia, PA	5.92	78.3%	192	+1
192	Providence, RI	5.87	79.7%	195	+3
193	Oakland, CA	5.75	83.7%	188	-5
194	Los Angeles, CA	5.59	88.9%	191	-3
195	Glendale, CA	5.37	96.4%	194	-1
196	Springfield, MA	4.57	130.8%	196	0
197	Worcester, MA	4.26	147.6%	199	+2
198	Baltimore, MD	4.17	153.1%	198	0
199	Washington, DC	3.87	172.4%	197	-2
200	Boston, MA	3.07	244.0%	200	0

Source: Allstate